Summer camps always start from a great idea… “I love the outdoors and teaching others how to live outside. Maybe I’ll start a summer camp.” While this may be an honest and heartfelt idea, starting a safe and fun summer camp isn’t as easy as it may seem.
But what can go wrong if you have a great staff, great campgrounds and excited kids?
Well, in reality there is a lot that can go wrong. But luckily with the right preparation and insurance there are plenty of ways to lessen the likelihood that things will go wrong at your camp.
Here are 3 ways to prepare a proper summer camp:
Thoroughly review the camp activities and check out the camp facilities for potential dangers to reduce the risk of camp injuries.
Perform background checks on all employees, volunteers and counselors.
Have campers or parents and guardians sign wavers for high-risk activities like football or horse back riding.
In addition to taking the precautions above, it’s also important to make sure that your summer camp is covered with the right insurance in case something occurs that is out of your control.
A summer camp insurance policy will help a lot in protecting you and the camp from any liability issues you may face and any potential costs from injuries that may happen to campers or staff.
What type of insurance is needed for summer camps?
Before purchasing your insurance, shop around and get a few different quotes from insurance companies to compare pricing and coverage.
A well-rounded summer camp insurance policy will provide general liability and accidental medical coverage, in addition to property damage, workers compensation and business interruption coverage.
Having the right insurance will take a huge burden off your shoulders and will allow you to focus on the fun details like games, daily activities and creating fun memories for all your future campers.
About Ryan Ruffcorn
Ryan grew up in Keokuk, graduated from Keokuk Senior High, and started his agency in Keokuk from scratch in 2003 after having worked for one of the largest international accounting firms, KPMG, LLP.
Ryan is hardworking; his loyal and trustworthy character is exemplified by the way he does business. He thoroughly enjoys helping clients through the insurance buying process to secure coverage for their most valuable assets.