Each year Black Friday specials are beginning earlier with stores like Walmart opening at 6pm on Thursday, Thanksgiving Day.
When did the Thanksgiving holiday become such a rush for shopping madness? While we’re all in the business of saving money and taking advantage of great deals, remember that nothing is more important than safety and the value of time.
Before you head out on Black Friday, we wanted to remind you to take caution while driving, especially in parking lots. It’s not uncommon to get little fender benders around the major holidays. What’s worse is that these fender benders are often not worth the deductible on your insurance, and in some cases, people don’t even have car insurance.
So here’s a stealth reminder for everyone as you head out on Black Friday:
When finding a parking spot, don’t be too attached to parking close to the entrance. We know it’s cold in the early morning and late night hours, but walking a slight distance will work off the Thanksgiving meal you just had, and besides, exercise is always good for you.
Beware of motorists who speed through lanes to try and grab easy parking. Use your “Driver’s Ed 101” knowledge: use your mirrors and watch your corner.
Keep all your purchases inside your trunk, or away from view.
Avoid parking near or between cars that are awkwardly parked.
If you do get into a fender bender, do these things right away:
Call security or the police. Filing a police report to the police after the fact, won’t do you any good. It’s best to contact law enforcement and get them to the scene.
Ask for the other driver’s insurance information, ID, and contact information. Don’t feel shy to ask. It’s becoming more common these days to take a photo of their information. driver as well as contact information. Don’t be shy to ask for an ID, and beware of drivers who show you their insurance card, but have cancelled policies.
Take pictures and record what happened
Report the incident to your agent and your insurance company’s claims personnel.
We want to help you before “we need to help you.” While accidents can and do happen, we also want to equip you with information that can help avoid risk and protect yourself.
About Ryan Ruffcorn
Ryan grew up in Keokuk, graduated from Keokuk Senior High, and started his agency in Keokuk from scratch in 2003 after having worked for one of the largest international accounting firms, KPMG, LLP.
Ryan is hardworking; his loyal and trustworthy character is exemplified by the way he does business. He thoroughly enjoys helping clients through the insurance buying process to secure coverage for their most valuable assets.