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What You Need to Know About Water Backup Damage

Imagine this:   You’re catching up on laundry on a late-Sunday-afternoon, watching your favorite Netflix series while you wait for your whites to finish, then suddenly you hear some noises from down in the basement that don't’ sound familiar. You hurry down the stairs only to find water running all over the floor of your more →




3 Insurance Resolutions for 2017

  New Year’s resolutions are the opportunities we give ourselves to improve something in life or improve the way we live our lives-- whether it’s exercising more, eating out less, spending less money or something simple like reading more books.   In 2017, why not test out a few of our insurance resolutions that can more →







What insurance does my child need for college?

    Preparing for college is nerve-wracking whether your child is headed to University of Iowa or UCLA. There are plenty of worries that come to mind as a parent, from roommates, to food, to whether or not your child will remember how to do laundry. The list goes on.   Unfortunately, we have one more →







Replacement Cost vs Actual Cash Value

  *photo credits:   One important detail to never lose track of when purchasing home insurance for your new home is how your insurance company will actually reimburse you should you experience a loss. There are two ways: replacement cost or actual cash value.   Actual cash value and replacement cost value are two more →




What affects the cost of my home insurance?

    One of our goals as an insurance agency is to help you understand the variables that affect the cost of their homeowners insurance and the simple decisions they can make to help lower their cost for coverage. As always, we cannot stress enough the importance of purchasing the right amount of coverage to realistically cover more →